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We talk of the second coming when half of the world has not heard of the first.
-Oswald J. Smith
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By Stevie Taylor
Sam Houston State University
Team Money for On-Ground Budget
- Use Cash
• Use of credit/debit cards overseas is not dependable.
- Keep all receipts
• You are not always given a receipt. In that case write on a
napkin or something what you spent.
• A small note book is preferable to keep a list of expenses
with receipts, like tips, cab fare, and food stands.




